15+ years arranging business funding across India
Funding that fits the business you actually run
We work out which capital your business can realistically raise, prepare the case funders assess, and take it to the banks, funds, and investors whose criteria you meet.
- One conversation, not an application at every lender
- Debt and equity weighed side by side
- Terms explained before you commit
- One named adviser throughout
Funding we arrange
- Business loan Debt
Secured and unsecured term facilities
- Working capital Debt
OD, CC, BG and LC limits
- Angel & investor funding Equity
Networks, family offices, PE
- Home loan
- Loan against property
- AIF funding
- FDI funding
- IPO
- Start-up funding
- Project funding
Experience
15+ years
Products
11 routes
Our products
Every funding route, under one roof
Different requirements call for different capital. We start from what you need to fund, not from a product we happen to sell.
- Debt
Home loan
Purchase, construction, and balance-transfer home loans placed with banks and housing finance companies on the terms your income profile supports.
- Debt
Loan against property
Raise capital against residential, commercial, or industrial property you already own, without selling the asset.
- Debt
Business loan
Secured and unsecured term facilities for expansion, equipment, or refinancing, matched to what your accounts and banking conduct will carry.
- Debt
Working capital
OD, CC, bank guarantee, and letter of credit limits arranged as a full working-capital package rather than one product at a time.
- Equity
Angel funding
Individual investors and angel networks who back founders directly, usually bringing sector experience alongside the cheque.
- Equity
Investor funding
Private investors, family offices, and PE desks writing growth cheques into businesses with a proven model and headroom to scale.
- Equity
AIF funding
SEBI-registered Alternative Investment Funds across Category I, II, and III, for requirements that need structured rather than vanilla capital.
- Equity
FDI funding
Foreign direct investment routes, including the approvals, sectoral caps, and reporting the transaction has to satisfy.
- Capital markets
IPO
SME and mainboard listing support, from a readiness review through merchant banker appointment to listing day.
- Equity
Start-up funding
Early-stage capital for founders with a product in market, including the pack investors expect before they take a first meeting.
- Debt
Project funding
Term funding for a defined project — plant, real estate, infrastructure, or capacity expansion — structured around the project cash flows.
Why clients work with us
Why clients work with us
Fifteen years of funding experience, the full product range under one roof, and one adviser who stays with the file.
- 15+
- Years in the funding market
- 11
- Funding products arranged
- 7+
- Client sectors served
- 1
- Named adviser, start to finish
Led by Neetu Singh, Director, with fifteen years of lending and investment experience.
Home loans and LAP through to AIF, FDI, IPO, and project funding.
Builders, industrial and manufacturing units, jewellers, hotels, schools, and colleges.
The person who takes your first call is the person who sees the funding through.
Our clients
Who we work with
Any business, any size. These are the sectors we see most often, and what funding usually looks like for each.
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Builders & developers
Project funding and loan against property for sites in progress, structured around the milestone schedule.
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Industrial units
Term facilities and working capital limits for plants with a capex plan or a lengthening receivables cycle.
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Manufacturing
Equipment finance, OD and CC limits, and LC lines for units buying capacity or importing inputs.
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Jewellers
Stock and premises-backed funding for retailers who need capital without releasing inventory or taking a partner.
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Hotels & hospitality
Funding for refurbishment, expansion, and seasonal working capital, read against occupancy rather than headline turnover.
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Schools & colleges
Facilities matched to fee cycles, placed with lenders who have funded education institutions before.
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Any other business
If your requirement does not fit a category above, describe it. We will tell you honestly whether there is a route to fund it.
Client feedback
What clients say
Builders, manufacturers, jewellers, hoteliers, institutions, and founders — in their own words.
We had been to three banks for a working capital enhancement and got nowhere. Kayra went through our books first, told us exactly which two lenders would actually consider the limit, and handled the file end to end. The OD and CC limits came through together.
For a builder, the timing of the money decides whether the project runs or stalls. We needed project funding against an under-construction site and the structure Kayra put together matched our milestone schedule rather than fighting it.
I wanted to raise against my showroom property without touching the stock or bringing in a partner. The loan against property was explained to me properly, including what it would cost if I repaid early, before I signed anything.
We were preparing for an SME IPO with no idea what readiness actually meant. Kayra ran the gap review, brought in the merchant banker, and told us plainly that we needed two more clean quarters first. That honesty saved us a failed issue.
Our trust runs two schools and a degree college, so lenders find us hard to read. Kayra understood the cash flow pattern of fee cycles and put the case in front of a lender who had funded education before.
As a first-time founder the angel funding process was completely opaque to me. Having someone prepare the deck, the model, and the cap table properly before the introductions meant the conversations were about the business, not about missing documents.
Questions
Frequently asked questions
What people ask before they get in touch. If your question is not here, call us and ask it directly.
Who are the directors of Kayra Bridge Fund?
Kayra Bridge Fund is led by two directors, Neetu Singh and Deepanshu Sharma. Neetu Singh brings fifteen years of experience across lending and investment funding and leads the debt side of the business, including home loans, loan against property, business loans, and working capital limits. Deepanshu Sharma handles the investor side: angel and private investor funding, AIF and FDI structuring, IPO readiness, and start-up funding.
Is Kayra Finance the same business as Kayra Bridge Fund?
Yes. The business is referred to as Kayra Bridge Fund, Kayra Finance, Kayra Investment, and KBF, and all of these refer to the same funding brokerage based in Ghaziabad, Uttar Pradesh. You can reach us on +91 99902 22201 or at deepanshu4u5@gmail.com whichever name you found us under.
Where is Kayra Bridge Fund located?
Our office is at Kasra No. 2019, Chaudhary Complex, Loni Bhopura Road, opposite D-Mart, Ghaziabad, Uttar Pradesh. Most of our clients are across Ghaziabad, Loni, Noida, and the wider Delhi NCR region, and we work with businesses across India.
What types of funding does Kayra Bridge Fund arrange?
Eleven products in total: home loans, loan against property, business loans, working capital facilities including OD, CC, bank guarantee and letter of credit limits, angel funding, private investor funding, AIF funding, FDI funding, IPO support for SME and mainboard listings, start-up funding, and project funding.
What is the difference between a funding broker and a lender?
A lender decides whether to approve your funding and provides the money. A broker does not. We assess your requirement the way a credit or investment committee would, prepare the case, and take it to the lenders and investors whose criteria you actually meet. We cannot approve a facility or commit an investor, and any broker claiming they can is worth walking away from.
Which industries do you work with?
We work with builders and developers, industrial units, manufacturers, jewellers, hotels and hospitality businesses, schools and colleges, and any other type of business with a funding requirement. Different sectors are read differently by lenders, which is part of what determines where a case is placed.
What documents do I need before applying for a business loan?
Typically audited financials and ITRs for the recent years, GST returns, current account statements showing regular trading, business registration and GST or Udyam registration, a stated purpose for the facility with a repayment plan, and details of any existing debt, security, or personal guarantees. We tell you exactly what is needed for your case before anything is filed.
Do you charge a fee, and is the first conversation free?
The introductory call is free and carries no obligation. It covers what you need to fund, what the money is for, and where the business stands, with no documents required. We agree any fee arrangement with you in writing before work begins, and nothing is filed with a lender or investor on your behalf until you have agreed to it.
Can you help if my business has already been rejected by a bank?
Often, yes. Most declines happen because the requirement was taken to a funder whose criteria it never met, or because the file left questions unanswered. We look at why the decline happened, tell you whether it is fixable now, and if it is not, set out what would need to change to make the business fundable.
What is AIF funding and who is it suitable for?
An Alternative Investment Fund is a SEBI-registered pooled investment vehicle, available in Categories I, II, and III. AIF funding suits requirements that need structured rather than plain vanilla capital, and it comes with compliance that has to be planned for rather than discovered late. It generally requires a corporate structure that can take the investment as proposed and statutory filings that are up to date.
Free, no obligation
Talk through your funding requirement
Tell us what you need to fund and where your business stands today. Kayra Bridge Fund will map the funding routes worth pursuing and what each one asks of you.